Compliance and trust
KYC, AML/CFT and operation monitoring in line with regulation.
Financial infrastructure for Pix, Crypto & LATAM operations
XPag centralizes your operation across three rails PIX (BRL), API LATAM (SPEI/MXN) and API Cripto (USDT) — with real-time settlements, automation and unified reconciliation.
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Real time
Settlements and updates confirmed instantly.
PIX · SPEI · USDT
Three rails (BRL, MXN and crypto) in the same API and Dashboard.
High trust
Security and antifraud built into the operation.
Mobile first
Dashboard and app adapted for mobile and desktop.
PIX Technology
Payment infrastructure for your business.
PIX, operational control and integrations in one environment.
Operational layer
Sell, track and integrate from one panel.
The panel brings charges, balances, withdrawals and reports into one screen.
- Charges and withdrawals via Dashboard or API
- Statement and reports by currency
- Webhooks and automatic reconciliation
Conversion
Quick access to sign-up, login and support.
Sign-up, login and support contact in a few clicks.
- Free account creation
- Support and community on WhatsApp
- Official profiles on social media
Features to operate with security and scale.
The features your operation uses day to day.
Agile operations
Payments, notifications and payouts processed in real time.
Anti-fraud protection
Real-time risk monitoring, with limits and rules per account.
Simplified integration
REST API and webhooks to integrate charges, withdrawals and reconciliation.
Responsive experience
Dashboard and app work on desktop and mobile.
Contact and support
WhatsApp support and direct contact channels.
Multi-currency & multi-rail
PIX, LATAM and Crypto in the same integration.
Accept and send operations across three rails, BRL via PIX, Mexican Peso via SPEI and USDT in crypto, all through the same API or Dashboard, with real-time settlement and notifications.
PIX
Real · BRL
Brasil
Instant cash-in and cash-out via PIX, with dynamic QR Code, payment splits and built-in anti-fraud.
API LATAM
SPEI · MXN
México
Receive and pay in Mexican Pesos via SPEI, with the same webhook structure and reconciliation as PIX.
API Cripto
USDT · TRC20
Global
USDT deposits and withdrawals on the TRC20 network, with a per-account wallet and automatic on-chain confirmation.
API REST
Dashboard
Webhooks
Wallet conversion
API
Fast integration with documentation and ready examples.
Documentation, payloads and webhooks to integrate charges, withdrawals and reconciliation.
{
"amount": 123.45,
"name": "Cliente Pix",
"document": "12345678900",
"description": "Pedido #123",
"webhook_url": "https://seusistema.com/webhooks/xpag"
}
Frequently asked questions
Frequently asked questions about fees and rules.
The answers to what people ask most before integrating. Need something specific for your operation? Talk to our team.
What are the fees to receive and send?
Fees are set per operation and adjusted to your volume and profile. There are no hidden costs: the applied fee appears on every transaction in the Dashboard and statement, split by cash-in and cash-out.
Is there a sign-up, setup or monthly fee?
No. You only pay for the transactions you process. No lock-in, no monthly fee and no setup cost, sign-up and integration are free.
When are funds available for withdrawal?
With PIX, payments are confirmed in real time and the balance becomes available for withdrawal as soon as the transaction settles. Withdrawals can be made via the Dashboard or the API, within the limits configured on your account.
Which currencies and methods can I use?
Operation in the same integration: PIX · Real (BRL), SPEI · Peso Mexicano (MXN) and USDT na rede TRC20. All via the same API or Dashboard, with unified webhooks and reconciliation.
How do transaction and withdrawal limits work?
Limits are configurable per account, daily amount, amount per withdrawal and per-document rules. They start more conservative and grow as your operation builds history and maturity.
Do I need to submit documents (KYC)? Which ones?
Yes. As a regulatory requirement, we verify identity before enabling the operation: a business document or proof, an ID document (front and back) and a facial verification (selfie/liveness). The review is mostly automatic and fast.
How does currency conversion work?
You can convert balance between wallets (BRL, MXN and USDT) right in the Dashboard, with the current rate and a transparent conversion fee shown before you confirm. No hidden spread.
How do payment splits work?
On each charge you can automatically split the received amount across multiple accounts, by percentage or fixed value, both via the API (in the payload) and the Dashboard. The share is credited straight to each recipient's account.
Still have questions? Request a proposal
Request a proposal for your operation.
Tell us how you sell and we design the best path. Operate PIX (BRL), SPEI (MXN) and USDT (cripto) in the same environment.
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